re Car Insurance and house insurance

**kez** · 14-12-2009, 07:21 PM

Juts have a little question that im confused on if you could please help me?

When claiming for car insurance for bussiness use...is it just the difference to normal use that you claim for and what proof do you need to prove the difference can you just write the figure down...or do you claim a percentage of the whole car insurance amount ???

Also the same question for house insurance cover for bussiness use?

thnak you.

**Straws** · 14-12-2009, 08:10 PM

My car insurance never went up, but I would get a quote for non business use and then one for business use and put the difference through, household insurance I just claim 10% of payment, you dont need business use just make sure your insurance company know you are a CM

Straws xx

TheBTeam · 14-12-2009, 08:13 PM

If you are claiming 40per mile then you can not claim anything for car insurance.

As for household insurance if they charge you extra then you can claim the extra, my insurance went down because they refused accidental damage cover.

**Chatterbox Childcare** · 16-12-2009, 12:29 PM

Originally Posted by TheBTeam

If you are claiming 40per mile then you can not claim anything for car insurance.

As for household insurance if they charge you extra then you can claim the extra, my insurance went down because they refused accidental damage cover.

If you have to pay a premium for childminding you can claim the difference as it is all for business use. I have never been asked to, so if you are try Churchill.

10% on the household insurance.