Clearing my path... am I insured?

**sarah707** · 07-01-2010, 06:11 PM

Heaven Scent has been speaking to Lisa Holmes at Morton Michel who say the following...

They have spoken to the underwriters who say its up to us to decide what the best course of action is for our particular circumstances on our property.

Whether we clear and grit or leave the snow our insurance will still be valid...

BUT under no circumstances are we to touch the public foot path or any area outside our own property boundaries.

I hope this clarifies concerns for Morton Michel customers.

I understand we are still waiting for a reply from Ncma insurers... has anyone heard back from the yet?

**Blaze** · 07-01-2010, 06:14 PM

Thanks Sarah

TheBTeam · 07-01-2010, 06:14 PM

That is a sensible answer from morton michel, no response from NCMA yet, I have emailed but no answer, it is awkward for me to phone during the day, and i thought that an email response would be easier to record, and that they may have dealt with it by now!

Will post when they do, but good on morton michel at least!

**patevans** · 07-01-2010, 06:18 PM

Originally Posted by sarah707

Heaven Scent has been speaking to Lisa Holmes at Morton Michel who say the following...

They have spoken to the underwriters who say its up to us to decide what the best course of action is for our particular circumstances on our property.

Whether we clear and grit or leave the snow our insurance will still be valid...

BUT under no circumstances are we to touch the public foot path or any area outside our own property boundaries.

I hope this clarifies concerns for Morton Michel customers.

I understand we are still waiting for a reply from Ncma insurers... has anyone heard back from the yet?

I have walk down an entry and then cross my neighbours back garden to get to mine so should I just grit my own then and not the whole walkway and entry? Think I might have to give them a call

**Monkey1** · 07-01-2010, 07:07 PM

Thank you Sarah!

**estrelas** · 07-01-2010, 07:15 PM

Thanks Sarah

Does anyone think its a bit silly??? or is it just me?

**PixiePetal** · 07-01-2010, 07:18 PM

Originally Posted by estrelas

Thanks Sarah

Does anyone think its a bit silly??? or is it just me?

I do too. Damned if you do and damned if you don't

Mindees Austrian mum said out there everyone is responsible for their own path and outside their house, if you don't clear it you are in trouble!

I am waiting to find out what NCMA come up with

**sweets** · 07-01-2010, 07:19 PM

Originally Posted by estrelas

Thanks Sarah

Does anyone think its a bit silly??? or is it just me?

its good to know the facts thankyou sarah.

i also think its a bit silly tho to be thinking about insurance tho!

my path is very slippy at the mo and is getting worse. anyone if table salt works? just remembered i have a whole tube full. how much should i put down or doesnt it really help?

i am with NCMA but am going to do it anyway if it helps.

**estrelas** · 07-01-2010, 07:22 PM

I was on my way to sort mine this morning, stopped for a coffee and read some posts on here about it so didn't bother.
Then spent the day apologising for not doing it

**PixiePetal** · 07-01-2010, 08:10 PM

Originally Posted by sweets

its good to know the facts thankyou sarah.

i also think its a bit silly tho to be thinking about insurance tho!

my path is very slippy at the mo and is getting worse. anyone if table salt works? just remembered i have a whole tube full. how much should i put down or doesnt it really help?

i am with NCMA but am going to do it anyway if it helps.

If you clear the path with shovel first and use the salt on what's left, it works well. Melts left overs away. Good for icy paths. You can hear it crackle as it melts.

**angeldelight** · 07-01-2010, 08:35 PM

Originally Posted by sarah707

Heaven Scent has been speaking to Lisa Holmes at Morton Michel who say the following...

They have spoken to the underwriters who say its up to us to decide what the best course of action is for our particular circumstances on our property.

Whether we clear and grit or leave the snow our insurance will still be valid...

BUT under no circumstances are we to touch the public foot path or any area outside our own property boundaries.

I hope this clarifies concerns for Morton Michel customers.

I understand we are still waiting for a reply from Ncma insurers... has anyone heard back from the yet?

Thanks Sarah and Celine

Angel xxx

**Heaven Scent** · 07-01-2010, 08:57 PM

Originally Posted by angeldelight

Thanks Sarah and Celine

Angel xxx

You are very welcome Angel

Do you know its the first time I've ever done anything like this on this forum and everyone but you thought it was Sarah - I know it is usually her with all the fab info but for the once it was me and I posted it on here

[COLOR="Blue"]Re: Risk assessment - icy conditions
[COLOR="Blue"]

Sarah put it in a new post so to high light it and noone but you noticed it was me who thought to take the time to find out and post it (for once in my life)

Now I am so upset that I cant stop

**angeldelight** · 07-01-2010, 09:02 PM

Originally Posted by Heaven Scent

You are very welcome Angel

Do you know its the first time I've ever done anything like this on this forum and everyone but you thought it was Sarah - I know it is usually her with all the fab info but for the once it was me and I posted it on here

[COLOR="Blue"]Re: Risk assessment - icy conditions
[COLOR="Blue"]

Sarah put it in a new post so to high light it and noone but you noticed it was me who thought to take the time to find out and post it (for once in my life)

Now I am so upset that I cant stop

Oh I thought you said the other day that you were going to contact them so I thought it was you that had done this but Sarah had posted for you ha

Well done saved me having to do it myself so I really appreciate it

Angel xx

**Winnie** · 07-01-2010, 10:07 PM

thank you Heaven Scent and Sarah, i'm with MM and yesterday we cleared the path & put down salt (it turns out to be water softner salt in a large sack- all the hardwear shop could get). I didnt know what to do for the best but it was getting dangerious and there are a number of steep steps to my house. I will sleep easier now.

**Heaven Scent** · 07-01-2010, 10:38 PM

Think i may invest in a bag of gritty cat litter - even if it means paying over the odds at the vets for it - we use woodbased cat litter here so no good for adding friction under foot.

**wendywu** · 08-01-2010, 12:26 AM

I was out with my battery operated salt mill doing my front door step this evening.

I did get some funny looks though

**Shazy** · 08-01-2010, 12:33 AM

I got my husband to clear our path, he put down some play sand and it works a treat!

**sarah707** · 08-01-2010, 07:46 AM

Originally Posted by Heaven Scent

Sarah put it in a new post so to high light it and noone but you noticed it was me who thought to take the time to find out and post it (for once in my life)

I've posted it into non-green members HS... that's why I moved the information!

So everyone can see it since it affects us all!!

And I thought it would be best in a thread of its own rather than lost at the bottom of the other one...

Since you'd gone to all the trouble of ringing, finding out and posting it's worth everyone seeing it

**Mollymop** · 08-01-2010, 07:49 AM

Thanks Sarah.
I always leave the snow on the garden path

**Heaven Scent** · 08-01-2010, 06:13 PM

Originally Posted by sarah707

I've posted it into non-green members HS... that's why I moved the information!

So everyone can see it since it affects us all!!

And I thought it would be best in a thread of its own rather than lost at the bottom of the other one...

Since you'd gone to all the trouble of ringing, finding out and posting it's worth everyone seeing it

That fine I knew you were doing it for the better of the group and its always best to start a new thread even if this was in the open forum because i often ignore threads that have been around for a while - I should have done it really but I just didn't take time to think I just had a short window of time to make the call then post their very sensible response and came on here rather than starting a new post - I didn't even notice that it was in the Green Members area