insured ratios

**tammerisk** · 17-06-2009, 12:39 PM

i am with MM for my insurence and i think i am insured for up to 8 or 9 children
was just wondering if this includes your own children as i have a few children over 8 that are not included in my ofsted numbers but will be in my insurence number and am trying to work out if i can take on two more children in the holidays with the numbers i have already

**Daftbat** · 17-06-2009, 01:38 PM

I am with MM and they insure you for 10 children at any one time - this will include your own unless you have your hubby around to take charge of them.

**Nix** · 17-06-2009, 02:56 PM

I'm with NCMA and this covers 12 children but that would include your own.

Hope this helps.

**tammerisk** · 17-06-2009, 04:46 PM

are you sure it is ten i will have a look on my policy as i sure i read it and it said 8 or 9 thanks for that

**Chatterbox Childcare** · 17-06-2009, 05:40 PM

Any insurance policy DOES NOT include your own children as they cannot be insured. I don't think you have the correct amount as my understanding that it was 12 for MM and 10 for NCMA

**MissTinkerbell** · 17-06-2009, 05:45 PM

No - def says 12 on my NCMA insurance cert.

**linzi_scott** · 18-06-2009, 01:34 PM

where does it say? i'm with MM but cant find out how many I can have

**mrsbumbles** · 18-06-2009, 03:24 PM

MM is 10 children max unless you have an assistant who is a registered childminder in there own right.

I had to write to MM's underwriters to request and increase in numbers to 12 max with my assistant (not registered in this own right) to approve my request, which was granted

I hope this makes sense.