Cars (again!)

**Willowdancer** · 11-04-2009, 12:03 PM

Does anybody have a car that they've bought on HP? I hate buying things on tick but its coming to the point where I need a 7-seater on the road and we don't have much in the way of savings so would have to either get a loan or go down the HP route.

I am thinking of something like a Zafira but have looked on the Network-Q website and they're asking silly money for high mileage 2002 models so definitely wouldn't be able to afford a newer one from them.

**rickysmiths** · 11-04-2009, 12:09 PM

I've bought my last three cars with a loan. You can claim the interest on the loan back as an expense and claim the 40p per mile.

**Hebs** · 11-04-2009, 12:46 PM

my car is on HP i pay £40 a week so its a bargin for me

didnt know you could claim the interest back thanks

**Shar** · 11-04-2009, 04:52 PM

I got an EGG loan of £6000 over 4 years, costs me £140 per month and the interest is tax deductable. Total cost of loan is £6720. Only 1 year left to pay!!! Mine is a Zafira 1.6, very economical, 52 reg, had 17000 miles on the clock and its great.
As long as you have work coming in I would reccomend it.

**Chatterbox Childcare** · 11-04-2009, 04:56 PM

I have a fellow childminder who is selling a Zafira in Swindon, Will email her and ask if it is still available and the details if you want me to?

Pm me and let me know

**Toothfairy** · 12-04-2009, 08:27 AM

Hey, did'nt know you could claim the interest back.
Thanks for that

**Willowdancer** · 13-04-2009, 10:11 PM

Thanks all - still ummming and ahhhhing about what to do, or even go for in the first place

**Chatterbox Childcare** · 14-04-2009, 07:04 PM

Originally Posted by Willowdancer

Thanks all - still ummming and ahhhhing about what to do, or even go for in the first place

Car is for sale and these are the details:

Zafira - 51 plate - 88745 miles - 2 litre dti, comfort model - mot sept - asking starting price around £2400, but open to offers

It is in Swindon so if you are interested pm me and I will give you the name and telephone number

**Willowdancer** · 15-04-2009, 08:10 PM

Originally Posted by DebbieS26

Car is for sale and these are the details:

Zafira - 51 plate - 88745 miles - 2 litre dti, comfort model - mot sept - asking starting price around £2400, but open to offers

It is in Swindon so if you are interested pm me and I will give you the name and telephone number

Thanks Debbie - do you know if its petrol or diesel?

ETA: silly question. DTI, of course its diesel, doh