Is there an insurance to cover if we get ill?

**Gherkin** · 10-02-2009, 02:52 PM

My husband and I were talking about this the other day when I was renewing house/car insurances. Is there such a thing as a childminders insurance for if we can't work due to ill health or anything similar?

**Pedagog** · 10-02-2009, 03:00 PM

I'm sure there must be, other self employed people can get sickness insurance.
http://www.businesslink.gov.uk/bdotg...mId=1074301532

**tammerisk** · 10-02-2009, 03:38 PM

i don't know about that but you can claim incapasity benifit if you are ill for more than 3 days

**FizzysFriends** · 10-02-2009, 04:27 PM

Yes there is, although I can't remember what its called at the mo, im sure it will come to me though. Covers if you can't work for a variety of reasons.

**RedDragon** · 10-02-2009, 09:13 PM

Really? That would be very interesting to know.

**cheeky monkeys** · 10-02-2009, 10:08 PM

Don't know, haven't been ill for years!

**Chatterbox Childcare** · 10-02-2009, 10:21 PM

You can get cover but it is very very expensive. Try a brokers.

We also get cover if we pay NI.

**Andrea08** · 10-02-2009, 10:44 PM

I have just re-mortgaged wow yes very happy as X-hubby now will be off the deeds verry soon ,,,well to answer question YES,,,

ITS part of my mortgage protection insurance

i have sickness cover from the end of first 30 days for up to a year and then i can get unemployent as i wont have any children i will be unemployed till i have children on my books and that lasts for a year

after 2yrs and still not working im ********!! as i couldnt afford any more insurances,,,,

hope that helps ask your mortgage lenders xxx