I have had until I submit my 2016/17 tax return a rough estimate I assume based from last years earnings of how much I have to pay HMRC this January and July.
My childminding income has reduce significantly and although I am able to give them the £1000 for tax due for January, I am not making enough now to even cover putting away £200 a mth to cover July
Has anyone ever been in this situation
Should I call HMRC to explain this?