£939

**eviesnanny** · 29-09-2010, 02:57 PM

That's how much Santander want for Building insurance to cover me as a childminder. That is £492.80 more than we were already paying.

I'm still waiting to find out how much insuring the car will be.

Right now I feel like screaming

**Ripeberry** · 29-09-2010, 03:09 PM

Shop around! It can be done much cheaper than that. We are with direct line.

**Pauline** · 29-09-2010, 03:22 PM

Blimey, do you live in a mansion?

**caz3007** · 29-09-2010, 03:23 PM

Ours is with More Than and they didnt charge me any extra at all

**Alibali** · 29-09-2010, 03:30 PM

Why would childminding affect your buildings insurance? Isn't that for things like the roof and rebuilding of house etc, what do they expect the children to do?

**karen48** · 29-09-2010, 03:38 PM

Originally Posted by eviesnanny

That's how much Santander want for Building insurance to cover me as a childminder. That is £492.80 more than we were already paying.

I'm still waiting to find out how much insuring the car will be.

Right now I feel like screaming

We went with the AA and they were great when we had a tank burst in our loft in Jan 10 had to move out for 4 months and they paid out nearly 50 thousand on putting the house back together again. They never once said we are not paying for that. We don't pay anymore for being a childminder.

Karen

~Chelle~ · 29-09-2010, 03:53 PM

We are with The Halifax and they charge us £31.00 per month!

I would tell Santander where to stick their quote

**Blackhorse** · 29-09-2010, 04:01 PM

that must be how they afford to have Lewis Hamilton in their adds.

Shop around, that is ridiculous!

**Daftbat** · 29-09-2010, 04:04 PM

Go through the NCMA linked insurers they are very competitive - I pay only 300 per year for buildings and contents combined

aly · 29-09-2010, 05:17 PM

they've been in the news lately ab0out being the most expensive and not customer friendly!!

**sarah707** · 29-09-2010, 05:29 PM

They are a joke

Trouble is because they are offering good rates of interest people are flocking to them.

I suggest you phone around.

**Lorraine B** · 29-09-2010, 05:38 PM

Hi I am with Natwest and they are not charging anything extra for buildings and contents but my car insurance goes up by an extra £8 per month

**RachelE** · 29-09-2010, 05:51 PM

I have both with Halifax and its £29 combined a month!

Rachel x

**green puppy** · 29-09-2010, 06:02 PM

I just got buildings, contents and accidental through morton michel for £28 a month.

TheBTeam · 29-09-2010, 08:03 PM

Santander refused to cover my dh and i, both of us are registered childminders and they said that they would not insure us at all, so we had to move to Churchill and bizarrely it saved us money and included acc damage and a plumbing emergency cover.

**The Juggler** · 29-09-2010, 09:40 PM

Liverpool victoria good too

**eviesnanny** · 30-09-2010, 08:09 AM

No, Pauline, I do not live in a mansion, just your average 3 bedroomed semi on the outskirts of Surrey!!

I shall be shopping around today.

**Mollymop** · 30-09-2010, 01:43 PM

I am with Churchill and being a childminder it doesn't effect my insurance policy being with them as they don't include Childminders as businesses in their terms it actually says "excluding Childminders". So I am paying £25 per month for a 3 bedroom semi house x

**Chatterbox Childcare** · 30-09-2010, 04:33 PM

I am with Churchill too which is the same as Direct Line, Shielas Wheels too

**Millenium** · 01-10-2010, 06:36 PM

I found MM to be more expensive than I had already been paying but they told me I was in a high risk area...........I haven't seen a PC around here for months!!!

Direct Line came up trumps for me with the best premium coupled with the best cover terms - a winner all round for me. Coincidentally, I switched the house insurance to Churchill (also owned by RBS) and like Direct Line does not appear on price comparison websites - the money they would have to pay to the price comparison website is instead used to reduce their customers' premiums............simple isn't it?