Is it possible to buy either 6 month public liability from either NCMA or Morton Micheal ?
Is it possible to buy either 6 month public liability from either NCMA or Morton Micheal ?
haven;t got a clue, you would need to ring them!!
jen x
why woulod you only need 6 months?
I believe they are annual policies ...
I'd say ring and ask them if they will refund the other 6 months if you don't need it
unless its for maternity, my friend had it deferred as she was on maternity leave.
yes thats right i have to renew in September and am only working until End of Jan as then will be on maternity leave. I was thinking of renewing again with NCMA but dont want to pay a years membership and insurance for only 6 months seems alot of money really.
Wondered how much morton micheal would do it for
This is why i'm going on maternity a week earlier than planned as my ncma membership and insurance is due and i'm not paying £80 for a week. I think you can freeze it but to be honest you don't know what's going to happen once you finish maternity and may lose the money/membership.
Just had the following email from Morton Michel if anyone is in the same boat as me -
Thank you for your e mail.
We only offer 12 month policies but we do have a cancellation procedure.
If you want to cancel a policy mid-term, provided a claim has not been made you can e mail in your request and we will refund what is left of the premium, minus a £5 cancellation fee. The premium for childminder is £41 for a year.
I hope this is helpful.
Regards
Sandra Banks
Account Handler
Morton Michel
I had a yearly MM policy and cancelled it when I transferred to NCMA and they refunded the difference
Debbie
That's good to know re MM, I've just taken out a policy with them but may be giving up childminding at the end of Ocotber (mindee is leaving as mum is pregnant and despite advertising for the last three months I have had no enquires ) so I might try and get a refund for the other ten months.
All the best with your pregnancy
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