What I do not want to do here...
I do not want to upset NCMA members who have bought their insurance as part of their membership through NCMA's recommended insurers;
I do not want to upset those insured by Morton Michel insurance company;
I do not want to get bogged down in whether I am using exactly the 'right' wording or not to talk about NCMA membership vs insurance bought by NCMA members etc. That is not what this document is about.
What I want to do here...
I want to give straight forward, good advice to all childminders about how to avoid situations where parents do not pay you...
AND if you are already heading down that road I want you to know what you might have to do to get your money back...
AND I want you to know what either Morton Michel or the NCMA legal help line will do on your behalf if you are not paid.
I hope I have achieved my aims
Thank you to all those involved in proofing and checking legalities.
This document is a joint effort and has had a lot of input from various members.
Edited to note - a copy of this document has now been put into free downloads
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