Business Car Insurance

Pipsqueak · 07-12-2007, 02:43 PM

Ok we have the recommended Motorminder but they are quoting me megabucks any other suggestions where I can look guys.

**sarah707** · 07-12-2007, 03:01 PM

For the first time, this year, I've gone with Morton Michel... but mostly cos Swinton couldn't quote me for me and boyfriend (he had to be husband and he's not!!)

Manjay got a good quote just after me - there's a thread on the other forum here -

http://childminding.proboards102.com...ead=1193912402

**littlesprogs** · 07-12-2007, 03:11 PM

i got a quote from motorminder too and they quoted £2000!!!!

needless to say we didnt go with them! think we are with kwik fit now and they gave us a free MOT too

Pipsqueak · 07-12-2007, 07:20 PM

I know the motorminder is specifically aimed at childminders - the extras like replacing carseats etc but I was wondering if others have comparable quotes.
Motorminder just seems so much.

What is with these companies that won't touch you if you are not married etc. I had one company who wouldn't even quote me, it had to be my "husband"! Needless to say I put the phone down mid-argument.

**loopylu** · 07-12-2007, 07:50 PM

Hi there,

I used www.Swiftcover.com - they have a clause in there for childminders/nannies - that you must put your cover as business/social on the policy. My insurance was only £278.

Hope this helps?

**fionamal** · 10-12-2007, 05:54 PM

I went with Motorminder as they were the best quote. Ive got full no claims bonus and drive a Zafira. Was quote £265 which was really good.

**susi513** · 14-12-2007, 05:22 PM

cheapest for me was ecarinsurance.co.uk - they were substantially lower than everyone else (but they were dearer for dh non-business insurance). But its all online and childminding is not listed as one of the jobs - I emailed them to get confirmation they cover childminders and selected education on the online list and then emailed them again with the policy number so I've got email correspondence proving they're aware I'm a childminder.

**Trouble** · 17-12-2007, 08:32 PM

try Zurich it was only £20 + a year more and dont forget to ask the for the piece of paper with the words business insurance on for your wall and ofsted.

**tracy1986** · 11-02-2008, 09:40 PM

Originally Posted by loopylu

Hi there,

I used www.Swiftcover.com - they have a clause in there for childminders/nannies - that you must put your cover as business/social on the policy. My insurance was only £278.

Hope this helps?

hi,
can u jsut tell me where i can find this clause just for my reference as they have just given me a better quote than motor minder.

Teresa · 11-02-2008, 09:44 PM

we got ours with rac and they didnt charge extra for business instead of full comp

**Sarsar3NCH** · 11-02-2008, 09:49 PM

I know the motorminder is specifically aimed at childminders - the extras like replacing carseats etc

Don't be fooled by this, if the accident is not fully someone elses fault they will not replace car seats. It happened to me, nor will they give you an equivilent hire car (i.e. 7 seater) if accident is not fully someone elses fault

Sarah

**tulip0803** · 12-02-2008, 01:17 AM

Originally Posted by loopylu

Hi there,

I used www.Swiftcover.com - they have a clause in there for childminders/nannies - that you must put your cover as business/social on the policy. My insurance was only £278.

Hope this helps?

I'm with Swiftcover too. It has cost me nothing to change from normal to business insurance and they were really cheap too.

JuliaXX

**oakie dokie** · 12-02-2008, 06:31 AM

i have mine with tesco, and they dont charge for the class 1 business use and they know im a childminder.

hazelx

**Kelly** · 14-02-2008, 02:18 PM

I went with Sheilas Wheels this year I paid £195 for my galaxy for social and business which quotes childminding (my renewal quote with my old insurer was £350!) bargain

son77 · 14-02-2008, 02:31 PM

I too have just gone with sheilas wheels but never had a prob with any insurance companies, neither has it cost any more having business use on it.

My hubby also insures his with business use too just incase we need to swop cars.

**ma7ie** · 14-02-2008, 02:42 PM

I'm with Budget. Only cost me £13 more than before.

Marie x

**jmoff** · 15-02-2008, 09:27 AM

I have mine with Tesco too, no extra charge for business and were one of the cheapest ones.

**button68** · 15-02-2008, 09:48 AM

My insurance is with First Alternative (they were the cheapest at the time) and when I phoned to say I was now using my car for business use too they said thanks for letting us know but we don't charge any extra

Maybe worth a try.

**LittleMissSparkles** · 15-02-2008, 10:05 AM

I cant remember who Im with off the top of my head but it didnt cost anymore to have business class added as a childminder xxx

**susi513** · 26-02-2008, 08:30 AM

Please don't anyone go to ecarinsurance. Despite telling me that their policy was suitable for me as a childminder they are now saying I'm not covered for transporting children !!!

See separate thread.

Susi