Business Car Insurance

**oakie dokie** · 26-02-2008, 01:11 PM

i have just checked with mine, tescos, i am covered class 1 and that includes childminders and she has put a note on my file to that effect.

hazelx

**SonnysMummy** · 13-04-2008, 09:33 PM

Do i need business cover before i'm registered or wait until after? Will Ofsted want me to have it before pre-reg visit?

Kelly

**Pauline** · 14-04-2008, 05:58 PM

Originally Posted by SonnysMummy

Do i need business cover before i'm registered or wait until after? Will Ofsted want me to have it before pre-reg visit?

Kelly

No, so long as you explain that you understand that you must have it I'm sure they will be fine about it.

**JOANNE** · 22-05-2008, 07:18 PM

I`m with tesco too, and i am covered at no extra cost.
I have asked them to send me a letter confirming that i`m a childminder and covered as it doesn`t actually state it on my policy, just so i can show Ofsted and parents that i am covered.

**Rach30** · 22-05-2008, 08:09 PM

I'm with ladybird. Its only for ladies tho

I also have thier brakedown cover....often wonder if a swarm of ladybirds will come to help if i was to breakdown

..........

**flora** · 22-05-2008, 08:21 PM

Try putting your details into confused.com.

We got ours for £115 all in

We are with auto direct.

Gives you a starting point and then you cna take it from there and follow up the quotes you want to

**Wendy Woo** · 22-05-2008, 08:24 PM

We changed to sainsburys as they were the cheapest wen we looked and it didnt cost any xtra for bussiness

**jayne** · 22-05-2008, 08:34 PM

I phoned the number in whominds and have used there recomendation for the last 2 years last year i was with zurich and this year norwichunion

**MissTinkerbell** · 30-06-2008, 01:30 PM

I didn't have it for the pre-reg visit and she was fine aboout it - DH was away so couldn't do it until he got back.

We're with First Alternative and when I rang them last week and explained what was happening they said that because DH had put my employment down as 'Education &Training' (I was a teacher) that they'd automatically put the cover on the policy. Told them that I was now childminding and they amended the policy and there is no extra cost.

**childminder54** · 17-07-2008, 11:18 PM

im going with shelias wheels as mine is up at end of month theyare the cheapest..

veronicaxx

**Hebs** · 18-10-2008, 04:38 PM

just got a quote with kwikfit for business class (for childminding) on my new car and it's CHEAPER than what i'll be paying without business class!!!

**Chatterbox Childcare** · 18-10-2008, 04:39 PM

I am with churchill insurance and they don't charge any extra for Class 1 - highly recommended

**FizzysFriends** · 18-10-2008, 04:59 PM

Im with Tesco, it was no more for business. It doesn't say im a childminder on the policy, does it need to? It says Im covered when using the car for business though.

**roseybev** · 19-11-2008, 08:52 PM

thats why i went with motorminder they were realy good and not dear and found out that we should have buisness class3 not class 1

**LeanneC** · 27-11-2008, 03:39 PM

Originally Posted by Pipsqueak

Ok we have the recommended Motorminder but they are quoting me megabucks any other suggestions where I can look guys.

I have just spoken to eSure car insurance, they said that their car cover includes any aspect of a childminders role/job ie driving other peoples children etc. This is if you get business use on your policy (at no etc cost). So hopefully when my renewel comes through it will be even better than i hvae now. I have business use on it now so i dont need to worry.