Hi
I'm in scotland and will be registered from the end of the month. I have been looking into the public liability insurance with morton michel and SCMA. The lady from the Care Commission recommended taking insurance and membership with SCMA so that I can access all the information but a couple of my friends who are childminders don't recommend it. what do you think I should do, i've read the posts about ncma and some of you think its worth it and others don't, getting a bit confused now.

Kirstyxxxx