Well impressed with Home minder

**manjay** · 22-07-2008, 04:36 PM

I have had to make a claim on my policy after only having it for 5 days

Dopey hubby left the freezer door open late on Sunday evening. I got up yesterday and everything was defrosted. I didn't think I would bother with a claim thinking it wouldn't be worth it. However totted up everything that was in it and it comes to nearly £300. It is a massive freezer but never thought it would hold that much.

Anyway spoke to Layton Blackham and they said no need to keep any of the damaged food. I have just had to add it up (have done a fake Tesco online order) and have called them with the figure. They say I should be reimbursed within a couple of days.

**sarah707** · 22-07-2008, 04:50 PM

Wow! Great news!

That makes me feel confident I've done the right thing changing to them

**crazybones** · 22-07-2008, 05:49 PM

Great news. You'll have to go shopping again.

**manjay** · 22-07-2008, 06:03 PM

Originally Posted by annie337

Great news. You'll have to go shopping again.

I know!! Trouble is I can't afford to refill the freezer as I also had to have a new dishwasher yesterday

**Blaze** · 22-07-2008, 06:05 PM

Pleased their good...I will definately join them now!

**flora** · 22-07-2008, 06:58 PM

Glad all is well.

Such a relief when claims go smoothly

**butterfly** · 22-07-2008, 07:28 PM

sounds great! i was just thinking this morning that i should get a quote from them. i def. will now!

**angeldelight** · 22-07-2008, 07:29 PM

Thats good news

Angel xx

**ajs** · 22-07-2008, 09:06 PM

that's great amanda
my car is insured with them and although i have never made a claim i am really pleased with the service

i think i'll get a quote from them for the house too

**mimo** · 24-07-2008, 03:37 PM

That sounds like good service anyone got the web address for them i cant seem to find them on the search engines thanks

**miffy** · 24-07-2008, 04:32 PM

That's impressive!

I remember my hubby doing something similar - he switched the leccy off when we went on holiday, completely forgetting about the freezer

We came home to a really smelly, soggy mess but he insurance did pay up!

Miffy xx

**manjay** · 24-07-2008, 04:44 PM

I am mega impressed. I received the cheque today. How's that for speedy? I now just need to fill it up again

Although I have already replaced my Ben & Jerrys

**sarah707** · 24-07-2008, 05:22 PM

Originally Posted by mimo

That sounds like good service anyone got the web address for them i cant seem to find them on the search engines thanks

http://www.layton-blackham.com/homem...972&id=1:28957

**JazzyL** · 25-07-2008, 12:09 AM

already replaced ben & jerry's? well, as long as you have the essentials, you'll be ok

**Donkey** · 28-07-2008, 11:47 AM

hows the pricing though, is it competitive??

don't mm do home insurance?

**manjay** · 28-07-2008, 11:51 AM

Originally Posted by Flutterbyes

hows the pricing though, is it competitive??

don't mm do home insurance?

It was about £140 cheaper than our existing cover and there seems to be so many extras included. They have included our caravan, all hubbies tools, bikes and fishing equipment and also all the stuff we keep in a lock up.

Not sure about MM but don't have the time or patience to ring round loads

**cher25** · 07-08-2008, 08:24 PM

We have just renewed our home insurance and have gone with home minder. We technically only have 2 years no claims (only been in hour 2 yrs), however they have put down 5yrs and have now said that it's the same discount for both. They did however get my dob wrong.

Cher

**Nicki L** · 07-08-2008, 08:30 PM

I joined homeminder when my insurance was up for renewal. My old provider put the price up by quite a bit and when i said i was a childminder they were going to increase it again as it might not be a family member that damages my property!!! flaming cheek.

Home minder are definitely cheaper, a professional service and the provide more cover than you give them figures for - for example i have got buildings and contents with them. The ask you what the cost to rebuild you house would be if it fell down - which mine worked out at £86000, they then cover you for up to i think he said £200,000 anyway.

Also, it doesnt matter who ruins your contents you are covered anyway.

Its well worth the money.

**Pedagog** · 08-08-2008, 07:33 AM

I'll have to have a look at that.

**EllieF** · 08-08-2008, 07:54 AM

Word of warning if you are thinking of using motorminder for your car insurance
I have been with them for a few years, always have all the add ons etc, and last year had an accident, all was fine untill renewal this month.
They told me I did not have protected no claims so it was going to cost £1200 to renew!
I always have all the add ons, so how did this happen?
Their response was that I should have checked the paperwork they sent through, which is quite right, but I am still peeved.
Anyway, I went onto the online comparison sites, and all other insurance companies quoted between £400 and £600
A big difference!
It pays to shop around (and check the paperwork)
Ellie