Surely it would only be illegal/fraud etc if op wasn't accepting the money but she is and wants to put the money in an account for her grandson.
If the ops family want to pay her for the childcare they are receiving and that fee happens to be the the same as what tax credits are paying then that is entirely fortunate for the family and yes she will have to declare it on her self assessment.
But back to the question in hand yes you will probably have to do an lj for him but look at if he ever goes to preschool nursery he will have one to take with him
When someone tells you nothing is impossible, tell them to go slam a revolving door
Bookmarks