I have 9 mindees at the moment between 3-6pm on Mondays and Tuesdays and have 2 children of my own. (11 and 15) My dd's friend will be here every Mon and Tues after school as I've agreed for her to spend time here until her Mum gets in from work.
This means I will be at my maximum of 12 for MM insurance.


Now I've had an email from another mindee (he's nearly 11yrs old and only comes ad-hoc) Mum has asked for a few days here and there in March and April but she's not too sure of the dates until next week. He's not been since November which is why I said Yes to dd's friend.

My dh works from home on Mondays, does anyone know if my own 2 children still count in the 12 if hubbie is at home?