I've been childminding for nearly a year now and my NCMA membership/insurance is up for renewal. When I started to re-new online I was asked to tick a box to say I commit to 15 hours of training over the coming year - it's not alot & probably I will do 15 hours of training over the coming year but I'm not sure I'm happy to sign something saying I'm definately going to do that.... there doesn't seem to be an option to renew and not make that commitment. Also MM seems quite a bit cheaper.

The thing is I've heard that if you use MM you need to use their contracts, is that true? I just bought a new pack from Pacey!