Membership & insurance options
Thanks Thanks:  0
Likes Likes:  4
Dislikes Dislikes:  0
Results 1 to 1 of 1
  1. #1
    Join Date
    Dec 2006
    Registered Childminder since
    Latest Inspection Grade
    Post Thanks / Like
    Blog Entries

    Default Membership & insurance options

    Independent childminders will need to buy their own insurance and might wish to join a membership organisation.

    There are a number of different options currently available (prices correct 02.2016) - - new from Feb 2016 -

    FREE £5m Public Liability insurance for gold members - underwritten by UK General Insurance Limited on behalf of Ageas Insurance Limited

    Full information about the cover offered here -

    Advice about fees policies, invoicing and debt management here -

    Note that gold members also receive FREE legal advice as part of their gold membership -

    = £19.99 per month or £99.99 per year that you stay a gold subscriber.


    Morton Michel - 0845 257 0117

    Morton Michel are the oldest childcare insurance company in the UK.

    They offer a range of free extra benefits for childminders via their Childcare Club.

    = Total cost of insurance and free membership of the Childcare Club - £55.00 / year


    Pacey - 0845 880 0044

    Pacey (formerly NCMA) are a membership organisation which also offers an insurance package and some extra member benefits.

    You must be a member of Pacey to buy their insurance.

    = Total cost of membership and insurance - £92 / year OR membership without insurance - £70 / year (price correct 03.2013)


    Pre-school learning alliance - 0207 697 2595

    PLA are a childminder (and nursery / pre-school) membership organisation which also offers insurance as part of the membership package. You can buy membership and insurance OR, if you are currently insured elsewhere, you can buy membership.

    Cost of membership - £42 / year

    The insurance option is offered through Royal Sun Alliance.


    Fish Childcare Insurance - 0333 331 3930

    Offers up to £5m public liability insurance for £49 / year (correct 08.2016)

    Some member benefits including paperwork and helplines


    As you can see, there are a few available for independent childminders

    I strongly advise all childminders who wish to remain independent to carefully consider your membership and / or insurance choices and to make sure the membership and / or insurance package you choose is suitable for your needs.

    This means contacting the membership organisations and asking them questions!

    - What do I get for my membership fee?
    - What have you done so far to protect my independence?
    - Do you offer training / books / paperwork?
    - How quickly will you get back to me if I have a problem or question?
    - How will you support me to retain my independence in the future?

    This also means asking questions about the various insurance packages before buying the one that best suits your needs -

    - What exactly is covered? For example, is my assistant / trampoline / self-built climbing frame covered?
    - Am I covered for buggies / cameras etc that I take off the premises / parents buggies if they leave them with me during the day?
    - Do I get legal expenses cover and access to free help lines?
    - Do you sell documentation? Do I have to buy and use your documentation to be fully covered by my insurance? And if I do, how much does it cost?
    - How will you support me if a parent does not pay me?
    - Do you offer a discount if I buy other insurance through you?

    Think about what is important to you at the moment when you buy insurance - will you be getting the same level of cover / service if you decide to switch company?

    Of course, you can get free insurance through your gold membership as long as you remain a member! The choice is yours...

    I hope you find the above useful
    Last edited by sarah707; 04-08-2016 at 06:44 AM.



Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts

Quick Links and Advertisements

Important Information Links
Some Useful Quick Links


You can also find us on:
Membership & insurance options Membership & insurance options Membership & insurance options

We use cookies to make this site as useful as possible. They are small text files placed in your browser to track usage of our site but they don’t tell us who you are.
By continuing to use this site you are consenting to cookies being placed on your computer. Find out more here: Cookies in Use

Childminding Help and the Childminding Forum are part of