N.I.

**Spangles** · 06-01-2008, 08:45 AM

Just thought I'd check with you ...

I am assuming that you don't put your N.I. payments down on your weekly expenditure is that right or should I be adding it on?

**sarah707** · 06-01-2008, 08:50 AM

Don't pay it ... sorry! I have an exemption certificate. Checked my pension status last year and it's still full as they use my ex-husband's allowance... I'll be worth about £75 a week when I'm 65... or will it be age 70 by the time I get there???

Worth looking into - I think it's called home protection or something... you get it while your children are at home until your youngest child is 16... you might save yourself some money

**miffy** · 06-01-2008, 08:53 AM

It's called Home Responsibilities Protection and covers your state pension until your youngest child is at least 16.

If you're an NCMA member there may be more info in their booklet about tax and NI which you get every year when you renew your membership.

Miffy xx