Is it possible to buy either 6 month public liability from either NCMA or Morton Micheal ?

haven;t got a clue, you would need to ring them!!

jen x

why woulod you only need 6 months?

I believe they are annual policies ...

I'd say ring and ask them if they will refund the other 6 months if you don't need it :D

unless its for maternity, my friend had it deferred as she was on maternity leave.

unless its for maternity, my friend had it deferred as she was on maternity leave.

yes thats right i have to renew in September and am only working until End of Jan as then will be on maternity leave. I was thinking of renewing again with NCMA but dont want to pay a years membership and insurance for only 6 months seems alot of money really.
Wondered how much morton micheal would do it for

yes thats right i have to renew in September and am only working until End of Jan as then will be on maternity leave. I was thinking of renewing again with NCMA but dont want to pay a years membership and insurance for only 6 months seems alot of money really.
Wondered how much morton micheal would do it for
better to ring them i guess for a quote...like I said my friend deferred hers....actually 2 of them did as they were both on maternity..just come off now.

yes thats right i have to renew in September and am only working until End of Jan as then will be on maternity leave. I was thinking of renewing again with NCMA but dont want to pay a years membership and insurance for only 6 months seems alot of money really.
Wondered how much morton micheal would do it for

This is why i'm going on maternity a week earlier than planned as my ncma membership and insurance is due and i'm not paying £80 for a week. I think you can freeze it but to be honest you don't know what's going to happen once you finish maternity and may lose the money/membership.

This is why i'm going on maternity a week earlier than planned as my ncma membership and insurance is due and i'm not paying £80 for a week. I think you can freeze it but to be honest you don't know what's going to happen once you finish maternity and may lose the money/membership.

Yes thats a gd idea wish i could finish 5 months earlier :laughing: to save 60 odd pound.

I have emailed morton micheal to see what they say about it. will let you all know what they email back.

Just had the following email from Morton Michel if anyone is in the same boat as me -

Thank you for your e mail.
We only offer 12 month policies but we do have a cancellation procedure.
If you want to cancel a policy mid-term, provided a claim has not been made you can e mail in your request and we will refund what is left of the premium, minus a £5 cancellation fee. The premium for childminder is £41 for a year.
I hope this is helpful.
Regards


Sandra Banks
Account Handler

Morton Michel

Just had the following email from Morton Michel if anyone is in the same boat as me -

Thank you for your e mail.
We only offer 12 month policies but we do have a cancellation procedure.
If you want to cancel a policy mid-term, provided a claim has not been made you can e mail in your request and we will refund what is left of the premium, minus a £5 cancellation fee. The premium for childminder is £41 for a year.
I hope this is helpful.
Regards


Sandra Banks
Account Handler

Morton Michel

thats good..thanks for updating everyone.

I had a yearly MM policy and cancelled it when I transferred to NCMA and they refunded the difference

That's good to know re MM, I've just taken out a policy with them but may be giving up childminding at the end of Ocotber (mindee is leaving as mum is pregnant and despite advertising for the last three months I have had no enquires :panic: ) so I might try and get a refund for the other ten months.

All the best with your pregnancy