Hello

When would you change your car insurance to business use?

If I wait until I get confirmation I am registered would I be marked down on my pre-reg inspection.

Thanks for your help ladies:)

Sarahx

i was asked at pre reg inspection and said not wanting use car til i get decent one , which was ok just told tell ofsted when you do do it.

for the car insurance company i would wait til your reg'ed or least got a mindee

When I started childminding I had not sorted out my insurance. The first parent that came to see me wanted me to start the next day. I asked her to give me one extra day cos I needed to sort out my car insurance, which I done the next day it was just a matter of a phone call to my insurance company.

You need business use on your car the day you put your first mindee inside it to go somewhere.

Until then it can be on your things to do list :D

Ive just changed my insurance to buisness as my new premium was not buisness and a shocking amount :eek: so changed, not registered yet but its done and one less thing to do later! x

It only takes a phone call so could be done at any time, however it didn't cost me any extra so don't suppose there's much harm in doing it anyway.

I did mine before, it didn't cost me any extra so was another job off the list

Lisa

Has anyone had to pay a penalty to end their current insurance when they needed to take out the business ins? Just thinking my insurance is up for renewal at end of sept but will need it changing for minding just after xmas.

Be aware of which business use you are being registered for. NCMA ran an article a few issues back saying that childminders needed class 4 - baloney we only need class 1 business use and you insurance shouldn't rise in price