stardust
09-02-2012, 08:14 PM
I have found the most perfect house, up for sale 2 mins down the road from me it has a playroom, kitchen diner, downstairs loo, massive enclosed garden with decking area. A garage to keep the other half happy and 5 bedrooms! Okay so i only need 2 but i can have a sensory/sleep room and a office/play room for ds and a spare room for when people stay over! Its massive and I would be able to have an assistant and double my numbers.
I really want it but I am currently renting and what would have been my deposit has been swallowed up when oh was made redundant a week after I went on maternity leave. We pay £700 now in rent and could manage £1000 in mortgage and would be able to rent the attic room if needed.
Other half has only been back in his job for 8 months and I have been self employed for 5 months.
I know they will ask for 3 years of wage slips ect and they are funny about giving out mortgages atm but we could afford it and with an assistant, I have 4 families wanting space in the next few months so could easily fill the spaces.
Anyway moan over I wanted to know if anyone had a 100% mortgage?
What they had asked for - evidence wise
Roughly how much are you paying- if you don't mind saying?
What was the maximum they would let you have?
I know my chances are slim but if you don't ask you don't get and the worse they can say is no.
Thanks in advance
Tara xx
I really want it but I am currently renting and what would have been my deposit has been swallowed up when oh was made redundant a week after I went on maternity leave. We pay £700 now in rent and could manage £1000 in mortgage and would be able to rent the attic room if needed.
Other half has only been back in his job for 8 months and I have been self employed for 5 months.
I know they will ask for 3 years of wage slips ect and they are funny about giving out mortgages atm but we could afford it and with an assistant, I have 4 families wanting space in the next few months so could easily fill the spaces.
Anyway moan over I wanted to know if anyone had a 100% mortgage?
What they had asked for - evidence wise
Roughly how much are you paying- if you don't mind saying?
What was the maximum they would let you have?
I know my chances are slim but if you don't ask you don't get and the worse they can say is no.
Thanks in advance
Tara xx