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View Full Version : Ooops my insurance has run out !



Tily Bud
22-12-2007, 10:56 PM
My insurance was due for renewal at the end of nov but with my inspection etc. i for got to do it knowing that my cover not was valid until 28th dec - well guess what my last mindee went yesterday and i sat dow to do some paperwork only to realise that i needed to renew my ncma membership and insurance asap.

It was too late to ring but i thought that i would do it on monday well i opened my emails and there was my ncma e-news letter and in it was the dates that the ncma are closes for christmas - yes you guessed it !!!! they are already closed and dont reopen until the new year !

I havent got any mindees until 3rd jan but from then til the ncma opens i will be without insurance - i am worried !

I know there is nothing i can do - i should have renewed it earlier but i still worry about minding witout insurance even though it will probably be back dated :rolleyes:

I will have to wrap them up in cotton wool for the two days !

Cheryl x

sarah707
22-12-2007, 11:03 PM
I wouldn't mind without insurance Cheryl tbh.... too risky!

... but then I refused to drive my car last year when it failed it's MOT cos it was a day over renewal...! :p

I wonder when Morton Michel are open? Can't find it on their website...

http://www.*****************/child/intro.htm... does anyone know?

Blaze
22-12-2007, 11:03 PM
NCMA opens on the second of Jan, personally I would speak to them & see if the cover note can be extended...might be worth ringing the insurance company direct...I would be tempted to be ill for a week untill sorted...I just wouldn't risk minding without insurance.
Hope it's sorted asap.
Tasha:)

Tily Bud
22-12-2007, 11:09 PM
thanks for the replys sarah and tasha x im really worried :(

I am due to have a little boy on the 3rd and 4th and two little girls on the 4th. The gorls mum would be happy for their gran and granday to have them but the little boys mum would be stuck :panic: i suppose he could go to another munder for the two days if i can get it sorted .

It would have to be christmas and everywhere shut - just my luck :(

You can do your membership on the ncma website but not the insurance :(

Cheryl x

Blaze
22-12-2007, 11:17 PM
Hold on...
Ring 01422 325060 & explain that your membership etc has been delayed due to NCMA being closed & that your cover note expires on the 28th & ask them to extend & email/fax/post a copy of extended cover note. The number is directly to the insurance company though they are likely to need to transfer you to a different department. Explain that you can't mind without it!
Tasha:)

Tily Bud
22-12-2007, 11:25 PM
Thanks Tasha x

ive just rung the number and it says they are open on mon 8.30am so i will ring them then hopefully they will be able to help if not i will ring morton michel as sarah said.

have i seen it on here somewhere that you can have morton michel insurance and be a member of ncma ? this may be an option as when i rang morton michels helpline they said they open mon at 9, but also on their website it says that included in their policy is employers liability insurance but you have to pay for this from ncma.
this may come in useful as my dh is now registered as my assistant ( even though i dont poy him and he doesnt do much assisting !!! if you see what i mean ! )


i will keep you posted - it is so reassuring to know that i can come on here with my problems and no matter how big or small someone can always help or reassure me :thumbsup:

Thanks

Cheryl x

Blaze
22-12-2007, 11:29 PM
Just been on the NCMA website & you can buy the insurance with the membership...click on the membership & tick the insurance box option..I would personally try the insurance company first though, as the order will be processed on the 2nd Jan.

& yes you can have your insurance with MM & still be an NCMA member.
Tasha:)

Tily Bud
22-12-2007, 11:37 PM
thanks Tasha

I did look at the ncma website today but the membership over the internet is more than i usually pay as i am part of a local childminding group so get a group discount x

Cheryl x

Blaze
22-12-2007, 11:41 PM
Well hopefully the insurance company can sort it on Monday..if not go with MM!
Tasha:)

Tily Bud
22-12-2007, 11:43 PM
Hopefully the insureance company will sort it out like you say xx

Thanks once again for all your help x

Cheryl x :)

Blaze
22-12-2007, 11:44 PM
No problem...that's what we're here for!

LOL
Tasha:)

carolinel
23-12-2007, 11:20 AM
If you haven't got any mindees till the 3rd of Jan, and NCMA is open on the 2nd why can't you just renew then. You will be covered straight away.

Pauline
23-12-2007, 02:52 PM
I think you can join Morton Michel on line and pay with your credit card if you are desperate.

Tily Bud
23-12-2007, 07:24 PM
Thanks everyone i am toying with using morton michel its just that i have always used the ncma and am not very good with change.

I presume it would mean that my ncma contracts would not stand or would i have to make my own ?

Cheryl x

Tily Bud
24-12-2007, 03:50 PM
Hi Tasha just an update x

I rang the number you gave me and they transferred me to the manchester branch who deal with my policy, well ive just spoken to a guy who assures me he will extend the cover note. He is going to email me confirmation of this and send the cover note out today x

Thanks Cheryl x

manjay
24-12-2007, 03:52 PM
Result!!! Glad it's sorted before Christmas for you

Amanda xx

angeldelight
24-12-2007, 05:14 PM
Sorry I missed this but glad you seem to have sorted it out

Angel xx

Blaze
24-12-2007, 05:20 PM
Hi Tasha just an update x

I rang the number you gave me and they transferred me to the manchester branch who deal with my policy, well ive just spoken to a guy who assures me he will extend the cover note. He is going to email me confirmation of this and send the cover note out today x

Thanks Cheryl x

Hi Cheryl,

Thanks for the update...glad you got it all sorted...you can have a stress free christmas now!!!
Tasha:)

Spangles
24-12-2007, 06:06 PM
Phew! Thank goodness for that!