HollyM
08-09-2010, 08:42 AM
Hi everyone, pretty new to this.
My first child started today, a 17 mth old buy and as i was carrying him down the stairs, he dropped his milk bottle and it broke. I don't have a breakages policy and realise now i need one! Should i replace it this time but then say in the policy that items of the child come into my hoem at their own risk and will not be replaced if broken?
I suppose i also need to say something about breakages to my property which i suppose i don't do anything about as i can claim 10% wear and tear?
I will also add about checking for breakages to toys etc.
any advice greatly appreciated!
thanks guys!
My first child started today, a 17 mth old buy and as i was carrying him down the stairs, he dropped his milk bottle and it broke. I don't have a breakages policy and realise now i need one! Should i replace it this time but then say in the policy that items of the child come into my hoem at their own risk and will not be replaced if broken?
I suppose i also need to say something about breakages to my property which i suppose i don't do anything about as i can claim 10% wear and tear?
I will also add about checking for breakages to toys etc.
any advice greatly appreciated!
thanks guys!