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Tulip
22-01-2014, 12:11 PM
Hi
Currently I am husbands insurance as an additional driver (as spouse)
I have rung up about it, to change it to business use
I have been told that it will be classed as class 1 transfer so that I use it as self employed and husband use as employed (we share the car at the moment)
I was told I can have a letter sent to be from the insurance stating that I am a childminder, self employed with class 1 transfer. I was told I can't have class 1 business insurance as husband is employed and his insurance is for home to work and work to home.
Can anyone tell me if this sounds right please

I have always been the additional driver and so haven't built up any no claims in my own right.

Chatterbox Childcare
22-01-2014, 01:44 PM
I always had class 1 business use and DH was noted as a driver too. Meant he could drive with the children in the car.

Tulip
23-01-2014, 11:32 AM
Ok thanks chatterbox
I'm just worried that this class 1 transfer isn't the right one
Is anyone else the second driver on partner policy with class 1 transfer instead of class 1 business insurance?

ja-lula-belli
23-01-2014, 12:19 PM
I AM on my husbands insurance as a second named driver with business use. What company are you with? IT WAS ALSO FREE TO PUT BUSINESS INSURANCE ON.

Ja-Lula-Belli Childminding

Tulip
23-01-2014, 12:58 PM
Thanks ja- lula bell
We are with hastings direct and just got to pay an admin fee.
Does yours say class 1 business or class 1 transfer?

Tulip
24-01-2014, 11:18 AM
Does anyone else have class 1 transfer on their car insurance?