My own older children in my numbers before school - do they count

[rahrah1]

Hi, I am an experienced childminder and work alongside my husband who is my assistant. In September my two children aged 11 and 14 will be leaving for school at 7.45am and I was wondering if I need to count them in my overall numbers for the time they are not in my immediate care.
I have parents needing to drop their children with me for a morning drop off from 8-9 but I am unsure as to whether I can do this. I know I have to be within my numbers for insurance purposes etc. etc. but I find this element unclear. Help would be very much appreciated.

[Rick]

Hi, I am an experienced childminder and work alongside my husband who is my assistant. In September my two children aged 11 and 14 will be leaving for school at 7.45am and I was wondering if I need to count them in my overall numbers for the time they are not in my immediate care.
I have parents needing to drop their children with me for a morning drop off from 8-9 but I am unsure as to whether I can do this. I know I have to be within my numbers for insurance purposes etc. etc. but I find this element unclear. Help would be very much appreciated.

Only children under 8 are included in your numbers. Your only concern is that the older children don't impact on the care of the younger ones.

[The Juggler]

Only children under 8 are included in your numbers. Your only concern is that the older children don't impact on the care of the younger ones.

same advice from me, except if you mean total numbers for insurance purposes? Are you restricted to a max number of children on your insurance? If so then yes your children would count in those numbers.

[Mouse]

Are you in England? I think older children may count in numbers if you're not, but I can't remember if it's in Scotland, Wales, or Ireland!

[rahrah1]

Hi, yes I am in England. I am registered to care for 12 children under 8 with my husband and I am insured for 12 children. I have 2 mornings when my children will have left for school and for an hour in the morning my husband and I could have 11 minded children but our two children would not be with us. It wouldn't be in holiday's and if mine were having an inset day then obviously I would keep within my insured number.

[The Juggler]

what if one of your children was off school sick though?

[blue bear]

Best check with your insurance company, please post their reply. When I talked this through with mm some years ago my children counted I. My overall numbers even if on holiday, also check your house insurance mine limits me to 10 children under 17

[Rick]

what if one of your children was off school sick though?

I guess you would have to phone one of the other children's parents and explain the situation.....sorry can't have LO today.

[rahrah1]

Yes if one of my children was ill I probably wouldn't work anyway.

[christine e]

Best check with your insurance company, please post their reply. When I talked this through with mm some years ago my children counted I. My overall numbers even if on holiday, also check your house insurance mine limits me to 10 children under 17

and my house insurance restricts me to a total of 6 children

[Mouse]

At one time with NCMA, as it was, your PLI covered for something like 12 children working alone, or 18 when working with an assistant. Your own children didn't count in your numbers.

As far as I know, with Pacey, your own children still don't count.

You need to phone your insurance company tomorrow & check.

[Chatterbox Childcare]

Your children definately DO NOT count in your insurance numbers so as long as you do not go over that you are fine.

I work with my DH and we are insured for 18 as there are two of us.

[rahrah1]

I looked at my insurance and it says 12 with an assistant or 18 with a co-childminder. Think I will have to phone pacey tomorrow.