Hi everyone, I'm new to childminding and wondered if anyone can help me. I'm going to be caring for a little one from January next year 5 days a week. His parents only want childcare, term time only but have agreed to pay half through the holidays. They will be paying via voucher scheme. Can anyone help me work out how I can keep the payments the same each month. I will be charging a daily rate of £35 per day.

Thanks in advance