Confused by the certificate and schedule MM have emailed me. Help please!
I spoke to MM on the phone yesterday who said I could arrange my PL insurance with them now (I was querying as still waiting for certificate form Ofsted but they said I can post date it).
Anyway, I've taken out the insurance, and have been emailed a childminder's schedule of PL insurance, and a certificate of employers liability insurance.
Is that the norm? No actual certificate of PL insurance, just a schedule, and why the employers liability insurance? I'm not employing anyone. Just a little confused as to why I don't have the actual certificate for the PL insurance, and I do have a certificate for something i don't need?
Thanks for any advice (as you can tell I am new to all this!)
MortonMichel insurance question
Hi
I was interested by these posts, but more on a personal note as you sound like someone who has only just gone through this so you might know the answer to my question... or somone else might know.
I have my first Ofsted Registration inspection next week and have been told that I need to have public liability insurance in place before the visit. I looked at Morton Michel online and it says you need to be registered before you can get insurance, so I feel like there is an egg and chicken situation! How do I get registered if I don't have insurance and how do I get insurance if I am not registered???? Confused by the order of things. Did Morton Michel let you pay for insurance but with some kind of holding for the date it would come into play or something? Don't want the inspector turning up and refusing me for this if it is just that I am not understanding something. Also, how long does it take to get proof of the insurance?
I am sure this has been answered elsewhere, so sorry for any repetition, I couldn't find the answer.
Thanks