My PACEY membership and insurance is due for renewal next month. I've been with PACEY since I registered but have to be honest and say I'm not really sure what I gain from being with them. I did read somewhere that PACEY Cymru isn't as beneficial as PACEY is in England - please don't hold me to that, it's just an opinion I have read, not my own. Morton Michel quotation is almost half of PACEY's. Do any of you fellow Welsh minders use Morton Michel? Would be grateful for your opinions :)