Protecting yourself against parents who do not pay

[sarah707]

What I do not want to do here...

I do not want to upset NCMA members who have bought their insurance as part of their membership through NCMA's recommended insurers;

I do not want to upset those insured by Morton Michel insurance company;

I do not want to get bogged down in whether I am using exactly the 'right' wording or not to talk about NCMA membership vs insurance bought by NCMA members etc. That is not what this document is about.

What I want to do here...

I want to give straight forward, good advice to all childminders about how to avoid situations where parents do not pay you...

AND if you are already heading down that road I want you to know what you might have to do to get your money back...

AND I want you to know what either Morton Michel or the NCMA legal help line will do on your behalf if you are not paid.

I hope I have achieved my aims

Thank you to all those involved in proofing and checking legalities.

This document is a joint effort and has had a lot of input from various members.

Edited to note - a copy of this document has now been put into free downloads

[Trouble]

thank you sweeties xxxxxxxxxxxxxxxxxxx

can i just subscribe to you next year instead of ncma

[green puppy]

Thanks for that, it's good to have information and guidelines to refer to.

[hello kitty]

Very interesting.

Thank you Sarah and Forum members.

[TheBTeam]

Thank you Sarah, fantastic help as always.

[TheBTeam]

thank you sweeties xxxxxxxxxxxxxxxxxxx

can i just subscribe to you next year instead of ncma

She could become rich and not need to childmind!

[Trouble]

She could become rich and not need to childmind!

i could be her assistant

[Zoomie]

thank you Sarah,

[Leanne59]

thank you

[Carol M]

Thank you all, I have filed for future reference, no doubt I will need it!
Carol x

[naartjies]

Many thanks Sarah

[Tinglesnark]

thank you! i didnt realise that you could be a member of the NCMA and have your insurance with M&M durrr!

[sunflower]

Thank you Sarah

[ruby]

thank you sarah

cathy

[marian]

Thank you Sarah

Marian x

[Polly2]

Loads of helpful info there - thank you xx

[The Juggler]

thank you Sarah. I think the page outlining what MM offer against what cover NCMA offer might make interesting reading to NCMA. Can't they just subcontract their insurance services to MM?? it would be a whole lot easier!

[Monkey1]

FANTASTIC!!!!! Thank you x

[flowerpots]

thank you to sarah and every1 who helped, il be changing my insurance company then lol

[moljak]

thankyou Saah and others.This makes interesting reading and is easy reading.Just what I need lol