Gold membership insurance
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  1. #1
    Join Date
    Jan 2012
    Location
    Sunbury on thames
    Posts
    128
    Registered Childminder since
    2012
    Latest Inspection Grade
    Good
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    Default Gold membership insurance

    Hello
    Was just wondering if the free gold membership insurance we receive with being a member is all ok to use? My Michael Morton is up for renewal!
    Thanks

  2. #2
    Join Date
    Feb 2008
    Location
    Teetering....
    Posts
    4,079
    Registered Childminder since
    Apr 01
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    1

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    They have recently increased the cover to match MM & Pacey's cover of £5,000,000. If you offer the free places some LAs are insisting on £10,000,000 so just check what cover your LA expects if you do.

    It does not include Employer's liability so you cannot have an assistant or student with you, there is no option to add this yet.

    It includes legal advice over the phone but no help to recover fees but if you get paid in advance this shouldn't be a problem.

    I am staying with MM x

  3. #3
    Join Date
    Jan 2015
    Location
    London
    Posts
    6
    Registered Childminder since
    Oct 15
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    Hi, just a quick thought, can you be registered with both? I am with MM and a friend told me to go with the one for gold members too, since it is free... personally not sure about that...
    Thanks

  4. #4
    Join Date
    Oct 2008
    Posts
    8,359
    Registered Childminder since
    oct 02
    Latest Inspection Grade
    outstanding
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    8

    Default

    I'm with pacey and I still took the free insurance from childcare.co.uk. I don't suppose both would pay out if needed, but I thought it was worth doing, especially as it is free. I won't be giving up my pacey one though.

  5. #5
    Join Date
    Feb 2009
    Location
    By the sea
    Posts
    9,334
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    Outstanding
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    I would check T&Cs. I've got a feeling you can only have one insurance policy. If you have 2 it may make them invalid.

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