Cost of Living

Pipsqueak · 02-06-2008, 11:31 AM

Its getting frightening isn't it!!! The car tax went out on the 31st May and we can't afford to retax - 6months is £120

. Think I am going to have to leave it off the road or at least take the business part of it and not use if for work. My insurance with business on is £550 (I had been on Brians insurance for a long while before that), to fill up the tank is £80.
And with not working none of this is viable anymore

Brian filled his works van up the other day and it was £125.00 (double

)

My shopping bill has gone up at least £20 (even more

)

The utility bills are soaring - its really worrying

Need to find some work or look at going back out to work in the evenings/nights!!!

**foxy lady** · 02-06-2008, 11:35 AM

oh dont even start me on this one
luckly i doing ok with the childminding and bringing in a good wage but i dont manage to save anything
it just silly

hope you get lots of work soon
sending you some good luck your way

**katickles** · 02-06-2008, 11:37 AM

Yeah i'm in the same position.

I have been doing so much advertising & its not bringing anything in really. I was supposed to have a visit at 10am this morning. It was an enquiry I had a while back I rang her to say i had vancancies if still interested but she didn't turn up. I rang to see if she was still coming & had maybe forgotten, it turns out lo was poorly in the night. She said she'll call when better so i guess we'll wait & see.

I am so desparate for mindees - and am even more gutted now as a enquiry i had ages ago that i passed onto my friend because of my niece starting in Oct now, has started with her this morning & the hours are much better 7:30 - 1:30 so i could have probably done it afterall!!!

All i will say is that we all just need to keep our fingers crossed, walk as much as poss & just hope that we get calls so we can pay our bills.

I really hope your phone starts ringing none stop & that you fill your vacancies soon. x

**littlesprogs** · 02-06-2008, 11:40 AM

I know what you mean. Our car tax is due in August so were putting money aside for it now as we know its going to be expensive!

Our car insurance is £1100 a year for a renault laguna 1.6 and thats without business on it!

We filled up the tank at the weekend and it is £65!

Our shopping bill was £200 the other day and thats for 2 of us for a month!

At the minute we only just manage on hubbys wage to pay the bills etc but whenever something unexpected comes up we cant afford it! But now I am working although its only £360 a month it is helping loads!

Vik dont forget to declare your car as off-road if you decide to do that or you will be fined!

**Twinkles** · 02-06-2008, 12:10 PM

I don't know how we'd manage if I wasn't working.
Our car is £65 to fill with petrol, our food bill is usually £200 per week and the gas and electricity bills are ridiculous.
My mortgage repayments would scare you they are so huge.
I had always assumed finances would be a bit easier when I got to my age but nothing is improving.

**Rubybubbles** · 02-06-2008, 12:18 PM

Originally Posted by littlesprogs

I know what you mean. Our car tax is due in August so were putting money aside for it now as we know its going to be expensive!

Our car insurance is £1100 a year for a renault laguna 1.6 and thats without business on it!
We filled up the tank at the weekend and it is £65!

Our shopping bill was £200 the other day and thats for 2 of us for a month!

At the minute we only just manage on hubbys wage to pay the bills etc but whenever something unexpected comes up we cant afford it! But now I am working although its only £360 a month it is helping loads!

Vik dont forget to declare your car as off-road if you decide to do that or you will be fined!

good grief! hubby has an laguna estate 1.8 and no way pays that much! it is because your hubby is so young? Business insurance for childminders doesn't normally cost much if anything extra HTH, I only paid for the admin fee

**littlesprogs** · 02-06-2008, 12:24 PM

It's because hes only 21 and has no no claims. It's even worse if he puts me on it so will cost even more once i pass my test

**Rubybubbles** · 02-06-2008, 12:25 PM

Originally Posted by littlesprogs

It's because hes only 21 and has no no claims. It's even worse if he puts me on it so will cost even more once i pass my test

I thought it would be because he was a spring chicken in age lol,

**katickles** · 02-06-2008, 12:26 PM

OMG £1100 for a years insurance - ouch!

**littlesprogs** · 02-06-2008, 12:26 PM

yea hes been driving 3 years though.

**wendywu** · 02-06-2008, 12:32 PM

Gosh that an amazing amount of money.

**foxy lady** · 02-06-2008, 12:47 PM

omg i think you be better with a horse and cart

Pipsqueak · 02-06-2008, 12:49 PM

Originally Posted by foxy lady

omg i think you be better with a horse and cart

Hey I am up for that - know anyone who has got one????

**littlesprogs** · 02-06-2008, 12:49 PM

Originally Posted by foxy lady

omg i think you be better with a horse and cart

Would we need a permission form? How would the car seats fit in? I think i would need a 'horse and cart policy' lol

**Trouble** · 02-06-2008, 12:50 PM

my mortgages just gone up after a fixed rate £70 a month

i cant believe the price of everything we will be walking alot more from now on to

i have just told a mother of a mindee we will be walking tomoprrow and she said oh the weather is going to be bad so what get some waterproofs!!!!!!!!!!!!! the car was never part of the contract!!!!!!!!!!!!

**jaja** · 02-06-2008, 12:57 PM

Originally Posted by littlesprogs

Would we need a permission form? How would the car seats fit in? I think i would need a 'horse and cart policy' lol

Hey dont forget the wheelbarrow for collecting the horses droppings or you will be getting a big fine!!!!!!!!

**katickles** · 02-06-2008, 12:58 PM

Thats true - look at the thread recently where lo's were in the rain & now mums going mad

I'm sure we'll all have policies for walking wth lo's in the rain soon

**littlesprogs** · 02-06-2008, 01:09 PM

Originally Posted by jaja

Hey dont forget the wheelbarrow for collecting the horses droppings or you will be getting a big fine!!!!!!!!

I will put it down as an expense

**Rubybubbles** · 02-06-2008, 01:10 PM

I can see the school and pre-school from my house it's amazing how many people drive

I walked to the local koi carp centre about 20 minutes away (walk) had baby and lo 2 in pushchair, did there and back from 9.30-11.30 to pick up dd and had time for an icecream

last week, a few people where like thats far, ffs I can't afford to drive to town let alone 5 mins drive up the road

**FizzysFriends** · 02-06-2008, 01:14 PM

Its the petrol that is doing it for me but we live in a village and the school is too far (and too dangerous, no pavements) to walk and there are no shops in walking distance either.

I think I should be allowed part time car tax if I only use the car for school run and supermarket once a week.