Sickness insurance
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  1. #1
    Join Date
    Apr 2012
    Posts
    64
    Registered Childminder since
    Sept 11
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    Default Sickness insurance

    Does anyone have sickness insurance?

    Was ill on Friday and it started me thinking about it. Really don't know how we'd manage if I was ill for an extended period but not sure if sickness insurance is worth the premiums. Only recently started minding after a difficult few years in another profession & no savings to speak of to act as a safety net.

    Anyone looked into this?

    Logan

  2. #2
    Join Date
    Jan 2009
    Location
    Surrey
    Posts
    12,122
    Registered Childminder since
    Nov 04
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    Good
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    Default

    i have some but its more of a long term thing. the only way I could afford it was to take a policy that pays out after 6 months - it then pays you all the way back to when your sickness started.

    However, for me it was more if I got a serious illness or couldn't work again as it pays until retirement date.
    if you do what you've always done, you'll get what you've always got

  3. #3
    Join Date
    Dec 2006
    Location
    Cheshire
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    37,493
    Registered Childminder since
    1994
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    Outstanding
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    21

    Default

    A friend had insurance for illness - she fell and had to take 3 months off. - lost her business - not covered by insurance as it was an accident

    Be careful when reading the small print!! X

 

 

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