Really need to 'tighten my belt'. What are your tips?

[nikki thomson]

Going to the supermarket at the right time of day will save you about 90+ % on your shopping, late in the evening or on a Sunday just before they close you will get bread for 2p a loaf, cold meats from the Delhi for about 5p for about 10 slices of meat, big joints of meat for £2.00, finest quiches (big ones) 50p instead of £4.50, fruit/veg 10p a bag, sausage rolls/pies etc for 20p a packet, the list is endless, as long as you have a freezer to put them in your fine, hth. X

[Trouble]

I keep my horses on a fibre based diet, and on 24/7 grazing x

(in winter) One bag of Allan and Page fast fibre lasts my lot about 2 weeks, so at £9 ish a bag, £18 a month, I use chopped bedding as chaff which is £5 a bag and lasts a month, and if its really cold a bag of sugar beet a month £7 (so thats £30) and then 1 large bale of haylage for the lot £20 x

Farrier is £100 for 6, as only 2 have front shoes, and I get him out every 8 weeks x

I rent 13 arcres, and sub let out roughly 1/2 to others which covers my rent 100% and leaves me £100 spare each month x it is hard work at times as I have to maintain the fencing, weeds, barn but its worth my time for the savings in keeping my own.

[Monkey26]

We buy things like clothes washing liquid and conditioner in Macro or Booker - big industrial size bottles usually on offer if there we often check out boxes of crisps, tins of beans/sweetcorn/tomatoes etc, multipacks of baby wipes, squash, toilet rolls and paper hand towels. Not always cheaper and you have to remember to add the tax on but always worth a look as a childminder you are classed as a business so easy to get a card xx

[Cammie Doodle]

i forgot about the dog he costs me £47.00 every 3 weeks as he has a delicate stomach

Mmm that's boxers for you, son' s dog is the same, she can't have many treats ,bones etc because of her delicate tummy