I'm not even sure this is something I can pursue but sure you guys will help!

I have 2 funded children on my books. Child 1 is stretched and comes all year (with the odd week paid by mum as not covered due to hours maxed) , child 2 isn't and is term time only.

When child 2 started it was only for 3 weeks before the summer holidays started and 6 weeks went unpaid. Again this half term just gone and I'm finding it quite hard with not only no income due to that but the fact the funding is so hugely spread out.

Child 1's mum says tax credits top hers up for the odd time the funding doesn't cover

Do any if you charge retainers for the holidays/times they don't attend? Should I suggest mum sees if tax credits will pay? Are we allowed to do this?!