Quick car insurance question

[venus89]

I've just been asked what class of business insurance we need, been ages since I put mine on the insurance, it just gets renewed every year so I don't have to think about it.... Is it class 2?

[Chatterbox Childcare]

I have Class 1 on mine

[venus89]

Thanks Debbie, I suggested class 1 but the persona asking me says she thinks it may be class 2 - and said the ncma weren't much help!

[marleymoo]

goodness i've never been asked this before. must look into it myself now!

[sarah707]

Class 1 :D

[venus89]

Excellent, thank you :)

[aly]

quite a few people have been told to have a different class to what they need, be careful...

[christine e]

Many moons ago when I worked in insurance Class One was social domestic and pleasure plus personal business use by insured and spouse, Class Two was S D & P plus business use by others (normally this was what companies had) and Class Three was S d & P plus business use for private and public hire (taxis)

Christine

[rickysmiths]

I think it can depend on the company you are asking these days.

Of course Blu Fin the Insurance Company endorses by NCMA (:eek: ) insists on Class 3 which is prob why they are often sooo expensive:rolleyes:

I am with Morton michel and I'm not sure what class they cover to I just know I am covered for childminding and they were by far the cheapest for me this year :thumbsup:

[marleymoo]

thanks for that Sarah and Christine;)

[christine e]

I think it can depend on the company you are asking these days.

Of course Blu Fin the Insurance Company endorses by NCMA (:eek: ) insists on Class 3 which is prob why they are often sooo expensive:rolleyes:

I am with Morton michel and I'm not sure what class they cover to I just know I am covered for childminding and they were by far the cheapest for me this year :thumbsup:

I do mine through the motorminder scheme with Blu Fin and it is Class One

Christine