Protecting yourself against parents who do not pay

[sarah707]

What I do not want to do here...

I do not want to upset NCMA members who have bought their insurance as part of their membership through NCMA's recommended insurers;

I do not want to upset those insured by Morton Michel insurance company;

I do not want to get bogged down in whether I am using exactly the 'right' wording or not to talk about NCMA membership vs insurance bought by NCMA members etc. That is not what this document is about.

What I want to do here...

I want to give straight forward, good advice to all childminders about how to avoid situations where parents do not pay you...

AND if you are already heading down that road I want you to know what you might have to do to get your money back...

AND I want you to know what either Morton Michel or the NCMA legal help line will do on your behalf if you are not paid.

I hope I have achieved my aims

Thank you to all those involved in proofing and checking legalities.

This document is a joint effort and has had a lot of input from various members.

Edited to note - a copy of this document has now been put into free downloads :D

[Trouble]

thank you sweeties xxxxxxxxxxxxxxxxxxx

can i just subscribe to you next year instead of ncma:D

[green puppy]

Thanks for that, it's good to have information and guidelines to refer to.:thumbsup:

[hello kitty]

Very interesting.

Thank you Sarah and Forum members. :)

[TheBTeam]

Thank you Sarah, fantastic help as always. :thumbsup:

[TheBTeam]

thank you sweeties xxxxxxxxxxxxxxxxxxx

can i just subscribe to you next year instead of ncma:D

:thumbsup: She could become rich and not need to childmind!:laughing: :laughing:

[Trouble]

:thumbsup: She could become rich and not need to childmind!:laughing: :laughing:

i could be her assistant:D

[Zoomie]

thank you Sarah, :D

[Leanne59]

thank you :thumbsup:

[Carol M]

Thank you all, I have filed for future reference, no doubt I will need it!
Carol x

[naartjies]

Many thanks Sarah:clapping: :clapping:

[Tinglesnark]

thank you! i didnt realise that you could be a member of the NCMA and have your insurance with M&M durrr!

[sunflower]

Thank you Sarah :littleangel:

[ruby]

thank you sarah :thumbsup:

cathy

[marian]

Thank you Sarah:thumbsup:

Marian x

[Polly2]

Loads of helpful info there - thank you xx

[The Juggler]

thank you Sarah. I think the page outlining what MM offer against what cover NCMA offer might make interesting reading to NCMA. Can't they just subcontract their insurance services to MM?? it would be a whole lot easier!

[Monkey1]

FANTASTIC!!!!! Thank you x:clapping: :clapping: :clapping: :thumbsup:

[flowerpots]

thank you to sarah and every1 who helped, il be changing my insurance company then lol

[moljak]

thankyou Saah and others.This makes interesting reading and is easy reading.Just what I need lol

[Daisy1956]

Thanks Sarah, I hope it never happens to me but at least i now know to make sure my contracts are right .

[aly]

it certailnly shows who i want to be with next year...many thanks sarah and gang

x

[fela78]

Why i can't open it?:(
This is the massage: you do not have permission to access this page. This could be due to one of several reasons:

1.Your user account may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
2.If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.

What do i need to do to be able to open it?
Can someone help me,pls?
This seems very intresting and helpfull.

[sarah707]

Why i can't open it?:(
This is the massage: you do not have permission to access this page. This could be due to one of several reasons:

1.Your user account may not have sufficient privileges to access this page. Are you trying to edit someone else's post, access administrative features or some other privileged system?
2.If you are trying to post, the administrator may have disabled your account, or it may be awaiting activation.

What do i need to do to be able to open it?
Can someone help me,pls?
This seems very intresting and helpfull.

The answer to your question is contained in the post 'NEW MEMBERS PLEASE READ THIS' in the member information section of the forum.

http://childmindinghelp.co.uk/forum/showthread.php?t=40892

It is the forum's way of protecting members' work from people who are passing through.

When you have been around a little more and posted a few more times the forum will give you access to downloads.

I hope this explains!

I hope you are enjoying the forum :D

[fela78]

Thank you Sarah.:D
So I will be back to this subject soon,just need to wonder around for a bit to be able to download:)
I am enjoying very much so:) This forum is so helpfull for new childminders,thank you to you all for creating such a wonderfull forum:) :clapping:

[CHUNKY MONKEY]

Thanks Sarah(and Guys) for this advice. I love this forum:clapping: :jump for joy:

[jumpinjen]

Thnks Sarah and others who contributed!

I think I will be changing insurer come december too!

jenni x

[sandy64]

thanks sarah and the other forum members thats good to no im still trying to get mone 7wks down line from a parent had a small amount but think she thinks ive forgotten so will have to ring ncma if its not too late:)

[Emz]

Interesting reading, think i know who ill be going with next. Thanks sarah + everyone else who contributed. This forum is fab xxx

[caresite]

Many thanks!! :clapping:

[cmlr]

Thank you SO MUCH. I've just began childminding. At the moment I am doing babysitting hours, but I start 'proper' (full-time hours) childminding in just a couple of weeks.:eek: and :jump for joy: !

Your document has helped me determine my notice period.

[caresite]

Thnak you. it really help me to sorted things in my head :thumbsup:

[Donkey]

thank you ladies!!

I am sure it will make interesting reading!

[miss muffit]

Many thanks to all :)

[BlondeMoment]

Thanks Sarah! Have saved myself a copy in my minding file x