View Full Version : Public liability insurance?
louised
11-04-2010, 08:56 AM
Does anyone have public liability insurance which is not NCMA or MM? I'm currently looking for the cheapest quote as mine is due for renewal next week and I can't afford the £73.60 which NCMA are asking for.
beccas
11-04-2010, 11:08 AM
the insurance is £26 isnt it???? other bit is membership. my howminsurance offer it with mine for same price if you have childminder homeinsurance then ask them if they do public liability insurance as well. i just renewed with ncma and it cost me £67. unless they put it up after 1st april
louised
11-04-2010, 03:04 PM
They want £50 membership plus £23.50 insurance and you can't have the insurance without paying the membership fee. I really can't justify being a member anymore as I don't benefit from it
you can have the insurance without being a member.
sarah707
11-04-2010, 04:17 PM
Only MM or Ncma do childminder insurance as far as I am aware :D
AnnieM
11-04-2010, 04:38 PM
you can have the insurance without being a member.
I didn't know that, when I rang them a few weeks ago she told me I had to have membership to take advantage of the insurance. :( I went to MM again as I couldn't afford the NCMA price at the time. :o
louised
11-04-2010, 04:52 PM
you can have the insurance without being a member.
I thought you had to be a member, there is no option on the renewal form for insurance only. I will ring them tomorrow to clarify but I'm pretty sure you can't have the insurance if you are not a member
mamasheshe
11-04-2010, 04:59 PM
pretty sure you have to be a member to get insurance with NCMA MM isn't that much it's about £40 isn't it ?
Maybe I am wrong then but i thought you didn't have to be a memebr....
sorry if im wrong:p:cool:
louised
12-04-2010, 03:58 PM
rang NCMA today just to clarify the insurance situation and they said you definately have to be a member to have the insurance so it looks like I will be using MM
maybe i got it the wrong way around....you can be a member wihtout insurance?
louised
12-04-2010, 05:34 PM
maybe i got it the wrong way around....you can be a member wihtout insurance?
yes, that must be what you were thinking of:)
huggableshelly
12-04-2010, 07:01 PM
got mine through today
£50.00 membership with NCMA
then you add on
£23.60 for the insurance
£5.00 for employers liability cover if you have assistants but this is free if you need cover for students only, just tell them you offer work experience to students.
you can not have the insurance without the membership, dont forget you put this through your books, it comes out of your earnings.
The Juggler
13-04-2010, 06:46 AM
rang NCMA today just to clarify the insurance situation and they said you definately have to be a member to have the insurance so it looks like I will be using MM
turning away more business now! what's going on with the policy making down at NCMA?