View Full Version : Sickness insurance

17-03-2008, 09:33 PM
Do any of you have an income replacement policy to cover you should you become sick for a period of time? Are they expensive?

I am worried that now my income is higher and we are starting to rely on it, what would happen if I was unable to work due to illness or say a broken leg etc.

Any advice gratefully received


17-03-2008, 09:46 PM
We had one of these once years ago on my husband's salary

From what I remember we paid a fixed amount each month and that guarenteed a lump sum on death or a monthly figure if he was unable to work or was made redundant - I'm not 100% but i think it lasted for a set period of time

Miffy xx

17-03-2008, 10:03 PM
I have accident and death insurance but not against not working... hadn't thought about it tbh...

I will put it on my list of things to look into, thank you Sarah :D

17-03-2008, 11:06 PM
we have one for our mortgage and when my hubby went into the hospital, the bank manager was a friend of ours and when he found out hubby had been in hospital the bank payed for a months mortgage how great was that:clapping: :clapping: