mum2two
07-05-2009, 01:58 PM
Well, I've finally got round to submitting this years tax return, only to be stung by the NI class 4 I didn't realise got added onto your tax bil... :angry:
But, I have been really good, and opened a Cash ISA with my bank, and set up a standing order to cover the bill in Jan, (as I know I'll spend it if I try to keep it anywhere else...)
Then, whilst I was on my 'good girl' moment :D , I've also opened a savings account too, which I will put the money in saving for our new kitchen, hols etc...
God, I feel so organised! :clapping: Never had a savings account before :blush: , it normally gets left in my account until I've got enough to pay for something, but it always ends up taking me way longer than I intended, as it's too tempting to spend some if it's there.
But my savings are there, and easy to transfer, should I need some money urgently for something. (Don't want to touch ISA account, as kitchens etc can wait - the tax man wont...!)
Lets hope my good intentions continue - and pay off!! :thumbsup:
xx
But, I have been really good, and opened a Cash ISA with my bank, and set up a standing order to cover the bill in Jan, (as I know I'll spend it if I try to keep it anywhere else...)
Then, whilst I was on my 'good girl' moment :D , I've also opened a savings account too, which I will put the money in saving for our new kitchen, hols etc...
God, I feel so organised! :clapping: Never had a savings account before :blush: , it normally gets left in my account until I've got enough to pay for something, but it always ends up taking me way longer than I intended, as it's too tempting to spend some if it's there.
But my savings are there, and easy to transfer, should I need some money urgently for something. (Don't want to touch ISA account, as kitchens etc can wait - the tax man wont...!)
Lets hope my good intentions continue - and pay off!! :thumbsup:
xx