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Bess
11-05-2014, 05:35 PM
Hi everyone. Sometimes I don't have the use of my vehicle so we walk to play group ect. If the weather is bad I am offered the use of another car where I am a named driver or a lift. How do I stand?

QualityCare
11-05-2014, 05:46 PM
You would have to check with your insurance company your car should be registered for business use is the other car.

Bess
11-05-2014, 06:07 PM
I thought that but they will only insure policyholder and spouse for business use. What about accepting a lift.

wee_elf
11-05-2014, 06:34 PM
Watching this with interest as I am in the same situation :-)

munch149
11-05-2014, 06:58 PM
I don't know the legalities but I know other childminders who don't drive and they will often be driven around by other childminder friends

QualityCare
11-05-2014, 07:01 PM
I would have thought that if you wern't driving then you and the children would be covered by the drivers insurance just do a risk assessment and get parents signed permission.

Bess
12-05-2014, 08:52 AM
Thank you everyone.